BNK Operations, L.P. (limited partnership number 1773, registered at Craigmuir Chambers, P.O. Box 71, Road Town, Tortola, VG 1110, the British Virgin Islands) (hereinafter the “Company“ or “we“), administers the website https://loans.bankera.com where cookies are used.
Cookies are small information files that your device (personal computer, telephone or laptop) browser finds on the website you visit and stores in your device. Cookies work to make your experience browsing our website as smooth as possible and they remember your preferences (your browsing habits, actions, and settings) so you don’t have to insert your details again and again. Also, cookies might allow monitoring the frequency of visits to the website and collect general statistical information on the number of visitors to the website, as well as, deliver advertised content which could be relevant to you or track the effectiveness of our ad campaigns on third party websites.
There are different categories of cookies which could be classified as follows:
These cookies are temporary and expire once the user leaves the site.
These cookies will remain stored on your computer or device until deleted or until they reach their expiry date.
Some cookies are essential for the website’s navigation, performance, security and functionality. These cookies are required in order to deliver information and services to you. For example, these cookies allow you to look through our website and to log-in to your Bankera Loans account. Without these cookies, some parts of our site just won’t work as they should. Please note that necessary cookies are essential and do not require consent.
These cookies (also called “functional“ or “ customizer cookies“) allow our site to remember your preferences, helping you to customize your experience on our site. That way we can remember you when you return to our site, direct you to the homepage of your current location and provide you with live chat support if needed.
These cookies (also known as “performance improvers“) tell us about how you use the site and, herewith, help us to make it better. For example, these cookies count the number of visitors to our website and see how visitors move around when they are using it. This helps us to improve the way our site works, for example, by ensuring that users find what they are looking for easily.
These cookies (also called “targeters“ or “advertising cookies“) are used to deliver advertised content which is relevant to you and they can be used to track the effectiveness of our ad campaigns on third party websites. These cookies are placed on our site by our third party service providers and they may remember your web browsing activity and may be used to understand about your demographics, such as age and gender. Only anonymized information is captured and used and the purpose is to provide you with content which is relevant to you.
These cookies are issued from the website itself. The first party cookies often serve to give memory to the website about the user's data and preferences.
The specific cookie may contain features from different types of cookies. For more information about the cookies please read Cookies we use.
|Cookie name||Category||Provider||Purpose||Creation time||Validity term||Data Uses||Type|
|__cfduid||Necessary||CloudFare||Cookie by our hosting company, used to identify individual clients behind a shared IP address and apply security settings on a per-client basis.||Upon the entry to the website||1 year||Unique ID, duration||HTTP|
|_ga||Statistics||Used to distinguish users||Upon the entry to the website||2 years||Unique ID, duration, time, visited pages, language, device (name, model, version, browser, resolution and other ), source of traffic, general anonymized demographics and interest groups||HTTP|
|_gid||Statistics||Used to distinguish users||Upon the entry to the website||24 hours||Unique ID, duration, time, visited pages, language, device (name, model, version, browser, resolution and other ), source of traffic, general anonymized demographics and interest groups||HTTP|
|_gat||Statistics||Used to throttle request rate||Upon the entry to the website||1 minute||Unique ID, duration||HTTP|
|utm_uuid||Marketing||Bankera Loans||Used to identify user between first entry to the website and their subsequent actions on the website||Upon the entry to the website||Until user logs in||Unique ID||HTTP|
|AMP_TOKEN||Necessary||Allows identification of single user between regular and AMP pages. AMP pages is a Google feature that strips all unnecessary content from page, allowing for easier reading and faster load times on small mobile screens. These pages are served from googles or other providers servers, so an ID is required to link user between our servers, and their servers.||Upon the entry to the website||30 seconds to 1 year||Unique ID||HTTP|
|ACCESS_TOKEN, P_SESSION_ID||Necessary||Bankera Loans||Authenticates a user. When user performs a login, a key is generated and stored in these cookies, together with information on when the login occurred, when it will expire and some additional security related data. Part of these cookies is then sent to server when user performs any action. Server is able to identify user and check if he has permission to perform that action. Some security related data about user is tracked, such as last login, suspicious activity including amount of incorrect login attempts, etc.||Upon login to website or if "forgot password" clicked||Until browser closed||Unique ID, duration, authentication, security analysis||HTTP|
|ACCESS_TOKEN_SIGNATURE||Necessary||Bankera Loans||Upon login to website or if "forgot password" clicked||Until browser closed||Signature of ACCESS_TOKEN cookie (ensures it was not modified)||HTTP|
|ga-disable-[property-id]||Necessary||Bankera Loans||Stores users cookie preferences. Other cookies will be loaded, or prevented from being loaded based on the value of this cookie.||Upon accepting or rejecting cookies in the cookies notice.||Indefinite, until cookies cleared.||Storage of cookie preferences||HTTP|
|1P_JAR||Necessary||These cookies are used for the functionality of Google Recaptcha which helps the company to detect abusive traffic on its website without any user friction and hereby protects the website from spam and abuse. Google Recaptcha uses an advanced risk analysis engine and adaptive challenges to keep automated software from engaging in abusive activities on the company's site. Therefore, the use of Google Recaptcha is indispensable for the security of the website.|
|*Note: these are cookies actively used by loans.bankera.com. If you inspect cookies by using, e.g. chrome developer tools, you can sometimes see more. That is because other projects, like exchange.bankera.com, also set their own cookies under the same domain "bankera.com". And yet, these cookies are never transmitted to anywhere when visiting loans.bankera.com, so they are not technically "used or active".|
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Our website might contain links to websites of other companies or organizations. Please note that our company is not responsible for the content of such websites, privacy principles or cookies they use.
Therefore, if you visit other websites from https://loans.bankera.com, you should check their privacy or cookie policies.