Crypto-Backed Loans

Lending for the Blockchain Era

house-iconpalm-icon
EUR
Min. 100 EUR
Min. 100 EUR
BTC
12 Months
Withdrawal amount:-
Loan:Min. 100 EUR
Best APR:6%
Monthly interest:-
Collateral:-
LTV:50%
Max loan term:1-24 Months

Better Crypto-Backed Loans

Competitive Rates

We are offering some of the best rates on the market with no hidden fees.

Flexible Loan Repayment

Choose freely when to make loan repayments. There is no schedule. All you have to do is make sure the loan amount is repaid before the loan maturity date.

safe-icon

Safe

We have been in business for over 6 years, operating SpectroCoin and keeping the assets of 1 million clients safe with multiple layers of security.

Individual & Business Loans

Get the financing you need by requesting an individual or a business loan. We are committed to providing flexible financial solutions.

Low Minimum

Get a loan as low as 100 EUR. We are very flexible with loan sizes and can issue loans of almost any size, small or large.

Use Banker Token (BNK)

Banker tokens help you both save and earn. With BNK you always get lower interest rates.
Buy Banker tokens here.

How It Works

Choose when and how much of your loan to repay. Interest payments are debited monthly from your loans wallet.

the first step is represented as an illustration of a hand inserting coin to a vending machine.

Deposit Assets

Deposit assets in the currency of your planned collateral.

choose loan terms step is represented as an illustration of a calendar.

Choose Loan Terms

Choose the loan amount, withdrawal currency, collateral currency, and loan duration to meet your specific needs.

illustration of a happy woman after successful loans withdrawal.

Get a Loan

Loans withdrawals will be made directly to your Bankera Loans wallet.

illustration representing loan-to-value percent sign.

Maintain Loan-to-Value %

Bankera Loans are denominated in Euros, so keep an eye on the value of your crypto collateral.

repay-icon

Repay Loan & Pay Interest

Repay your loan before maturity date. Interest payments are debited automatically every month from your loans wallet.

Our Loan Terms

Collateral
btc-icon

BTC

eth-icon

ETH

nem-icon

XEM

dash-icon

DASH

Min loan
100 EUR
100 EUR
100 EUR
100 EUR
Max loan
1,000,000 EUR
1,000,000 EUR
10,000 EUR
10,000 EUR
LTV
50%
50%
25%
25%
Withdrawal and loan repayment currencies
EUR, BNK, USDT, BTC, ETH, XEM, DASH
EUR, BNK, USDT, BTC, ETH, XEM, DASH
EUR, BNK, USDT, BTC, ETH, XEM, DASH
EUR, BNK, USDT, BTC, ETH, XEM, DASH
APR
7.5%
7.5%
7.85%
7.85%
APR (if interest is paid in BNK bnk token.)
6%
6%
6.35%
6.35%
Loan term
1-24 months
1-24 months
1-24 months
1-24 months

Use Cases

Crypto Holders

Get financing without selling your cryptocurrencies. Place Bitcoin, Ethereum or other crypto assets as collateral and get a loan of up to 50% of the collateral value.

illustration of a happy crypto holder.

Crypto Investment Funds

Use a loan for investments, leveraging positions, or to diversify your portfolio.

illustration of a waiting room.

Businesses That Have Exposure to Crypto Assets

We offer financing for various companies that have crypto assets.

Illustration of corporate buildings.

Brokerages and Exchanges

Use funds to invest in growth, get financing for operational expenses or for other specific business purposes you may have.

illustration of buying and selling buttons that show brokerages or exchanges.